Jess B. Millikan

Of Counsel, San Francisco Office

San Francisco Direct Dial: 415.352.2718
Portland Direct Dial: 503.499.4474
Fax: 415.352.2701

Practice Areas


Bar Admissions

  • California, 1980

Court Admissions

  • U.S. Supreme Court
  • U.S. Court of Appeals, Ninth Circuit
  • U.S. Court of Appeals, Tenth Circuit
  • U.S. District Court, Central District of California
  • U.S. District Court, Eastern District of California
  • U.S. District Court, Northern District of California
  • U.S. District Court, Southern District of California
  • U.S. District Court, Eastern District of Washington


  • University of California, Berkeley, Boalt Hall School of Law - J.D., 1980
  • University of California, Berkeley - B.A., 1977

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Practice Experience

Jess Millikan advises national and international insurers with respect to complex commercial property, liability and specialty-lines claims, and represents them in coverage and extra-contractual "bad faith" litigation. Besides her home state of California, she has successfully tried, arbitrated, appraised, mediated, and otherwise resolved cases in jurisdictions throughout the United States, including Alaska, Arizona, Hawaii, Kansas, Montana, New York, Oregon, Utah, Virginia, Washington, and Wisconsin. She also assists insurers in drafting policy forms and endorsements and other insurance-related documents. Her experience encompasses all lines of marine and inland marine insurance (including hull, protection and indemnity (P&I), yacht, contractor's equipment, builder's risk, and jeweler's block) as well as commercial property and liability insurance, boiler & machinery insurance and other specialty lines.

Jess is also a proctor member of the Maritime Law Association of the United States and represents transportation and logistics companies. In her transportation practice, Jess assists her clients with drafting bills of lading, warehouse receipts, service agreements, and transportation and logistics contracts. She also represents carriers, freight forwarders and other transportation-related companies in litigation. Her admiralty and maritime practice has included litigation and arbitration over vessel collisions, charter parties, pollution, salvage claims, and bodily injury and cargo damage disputes.

In addition to these specialized practice areas, over the course of her career Jess has represented parties in other types of commercial disputes and litigation. For example, she recently defended officers and directors of a corporation, and negotiated a successful resolution of complex litigation involving allegations of fraudulent distributions and unlawful dividends following the multi-million dollar sale of company assets and closure of the business.

Jess also devotes time to various insurance and legal organizations, volunteering her time and teaching. She is an active member of the Loss Executives Association and has served for many years on the Steering Committee for the Biennial Marine Seminar of the San Francisco Board of Marine Underwriters. Her most recent award recognition includes Chambers USA rankings for 2011, 2012, 2013 and 2014. The directory noted that she "is held in high regard by clients for first-party property coverage."

Millikan, Jess

Professional and Civic Involvement

  • American Bar Association (Member, Law Practice Division; Member, Tort Trial and Insurance Practice Section)
  • Association of Marine Underwriters of San Francisco (Member)
  • Board of Marine Underwriters of San Francisco (Member, Seminar Planning Committee)
  • Loss Executives Association (Member)
  • Maritime Law Association of the United States (Proctor Member)
  • Spark Program (Mentor, 2011-Present)

Awards and Honors

  • AV® Preeminent™, Peer Review Rated by Martindale-Hubbell
  • Named one of California's top insurance lawyers by Chambers USA (2014, 2013, 2012, 2011)
  • Selected for inclusion in Northern California Super Lawyers (2014, 2013, 2012, 2011, 2010, 2009, 2008, 2006, 2005, 2004 — Insurance Coverage)
  • American Institute of Marine Underwriters' Distinguished Service Award (2010)


Millikan, Jess  

Advisories and Insights

Publications and Presentations

  • Co-Speaker, "Words Matter: Drafting and Interpreting Insurance Policies," Association of Marine Underwriters of San Francisco (2014)
  • Speaker, "Legal Warranties and Wordings - Say What You Mean and Mean What You Say," Board of Marine Underwriters of San Francisco Biennial Marine Seminar (2014)
  • Co-Speaker, "What to Do When the Lights Go Out," Loss Executives Association Spring Meeting & Educational Conference (2013)
  • Co-Keynote Speaker, "How to Prepare Insurance Personnel for a Deposition," Celebration of National Association of Insurance Women Week Luncheon (2012)
  • Speaker, "Lessons Learned from California Wildfire Litigation," Swiss Re Americas Claims Conference (2012)
  • Co-Speaker, "Marine Employers Liability/Exposures & Insurance," Board of Marine Underwriters of San Francisco Marine Seminar (2012)
  • Speaker, "Code Upgrade Requirements and Insurance Coverage – Selected Legal Issues & Authorities," Loss Executives Association Annual Meeting (2011)
  • Co-Speaker, "Making the Truth Persuasive," San Francisco Board of Marine Underwriters Biennial Marine Seminar (2010)
  • Co-Speaker, "Replacement Cost Claims: Emerging Issues," Property & Liability Resource Bureau (PLRB) Claims Conference (2010)
  • Faculty, "Transforming Competence into Experience," Federation of Defense & Corporate Counsel (FDCC) Litigation Management College (2010)
  • Speaker, "Computer Virus – An Attack on a Nationwide Network," Loss Executives Association Mid-Winter Meeting (2009)
  • Speaker, "Legal Implications and Coverage Problems in Mass-Claim Situations," International Underwriting Association (2009)
  • Speaker, "Improving Marine Insurance Policies: Choice of Law Clauses," American Institute of Marine Underwriters Webinar (2008)
  • Speaker, "Let's Make a Deal? – Live Mediation of a Hull Claim," San Francisco Board of Marine Underwriters Biennial Marine Seminar (2008)
  • Co-Author, "Business Interruption Case Highlights Need for Clarity," Business Insurance (2007)
  • Speaker, "Good Faith Claims Handling – Jones Act and Longshore Harbor Workers Potential Crossover Coverage," Board of Marine Underwriters of San Francisco Marine Seminar (2006)
  • Co-Author, "One Court, Two Decisions: The Debate Continues as to What Constitutes 'Direct Physical Loss' Under Business Interruption Insurance," Insurance Litigation Reporter (2006)
  • Speaker, "Insurance Fraud," Board of Marine Underwriters of San Francisco Marine Seminar (2004)
  • Co-Author, "Unlocking Salvage Value," Claims Magazine (2004)